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1+ Million satisfied customers
1+ Million

Satisfied Customers

2500 Cr. Saved Already!
2500 Cr.

Tax Saved

10+ Years of Industry Experience
10+ Years

of Industry Experience

What Is the Tax Saving & Planning Optimizer?

The Tax Saving & Planning Optimizer by Taxes Genie is a smart, intuitive tool designed to help salaried individuals maximize their tax savings. It offers personalized tax planning strategies based on your income, existing investments, and expenses.

Not sure which tax regime is right for you? This tool analyzes your financial details and suggests the most tax-efficient option—whether it's the old or new regime. It also uncovers additional deductions and tax relief opportunities, helping you increase your take-home salary without unnecessary spending.

Purpose of the Tax Planning Optimizer

The primary goal of the Tax Optimizer is to help you legally reduce your tax liability by making full use of all applicable income tax provisions, exemptions, and deductions. It's your all-in-one solution for effective tax planning, tailored to your unique financial situation.

How Does It Work?

Using the Tax Optimizer is simple and hassle-free. Here’s how it helps you save:

  • Input Your Details: Answer a few basic questions about your income, existing investments, insurance premiums, and expenses.
  • Personalized Analysis: The tool processes your inputs and applies relevant income tax rules and deductions to recommend the best tax-saving strategies.
  • Key Features:
    • Accurate Tax Calculation: Get a detailed comparison of the old vs. new tax regimes and understand your exact tax liability.
    • Smart Investment Suggestions: Receive curated recommendations on tax-saving investment options that align with your goals and liquidity.
    • Savings Without Spending: Explore zero-cost tax-saving opportunities and optimize salary structure without any new investment.

Why Use the Tax Saving & Planning Optimizer?

  • Save more tax—up to ₹2 lakhs or more annually
  • Make informed, data-backed decisions about where and how to invest
  • Get a detailed, unbiased, and personalized report as per the latest Income Tax Laws
  • Discover options beyond Section 80C, including salary restructuring tips
  • No guesswork—just smart, practical guidance

Who Can Use This Tool?

The Tax Optimizer is ideal for all salaried employees, regardless of income level or complexity of their tax situation.

What’s Included in the Detailed Tax Report?>

Your report includes a clear, actionable breakdown across three key areas:

  • Recommended Tax Regime: Choose between the old or new tax regime based on what saves you the most.
  • Optimized Tax Investments: Find out how much you can and should invest to save the maximum tax. Get section-wise guidance (like 80C, 80D, etc.) on eligible deductions.
  • Salary Restructuring Advice: Learn how to restructure your salary components (like HRA, LTA, reimbursements) to reduce taxable income and increase take-home pay.
ITR Filing

Unlock Tax Saving Opportunities Beyond Section 80C

Section 80C is the most well-known tax-saving option—but it's just the beginning. Many salaried individuals miss out on additional deductions and exemptions that can significantly reduce their tax liability.

With Taxes Genie's Tax Planning Optimizer, you can go beyond the basics and explore a wide range of tax-saving strategies tailored specifically for your financial profile.

  • Discover deductions beyond Section 80C
  • Get a personalized tax-saving report
  • Maximize your savings without guesswork

Start exploring your full tax-saving potential today—because smart planning means more money in your pocket!

Benefits of Using the Tax Saving & Planning Optimizer

The Tax Saving & Planning Optimizer by Taxes Genie offers a smart and seamless way to plan your taxes and boost your take-home salary. Here's how it helps:

  • Year-Round Tax Savings
  • Accurate & Reliable Reports
  • No More Year-End Rush
  • CTC Restructuring Suggestions

We appreciate feedback from our customers

FAQs

1. Why is tax planning important for salaried individuals?

Tax planning helps you minimize your tax liability by making the most of available deductions, exemptions, and provisions under the Income Tax Act. Many salaried individuals are unaware of the numerous ways to legally reduce their taxes, and effective planning ensures you don’t miss out on potential savings.

2. How can I start tax planning if I have no knowledge about taxes?

No worries! Taxes Genie’s Tax Planning Optimizer tool is designed for beginners. It asks simple questions about your income and expenses, and then suggests personalized strategies to save tax effectively—even if you're starting from zero tax knowledge.

3. What tax-saving options are available apart from Section 80C?

Beyond 80C, you can save tax by claiming deductions on insurance premiums, children’s tuition fees, rent paid (HRA), home loan interest and principal, stamp duty, and medical expenses for dependent family members. Investment in NPS and other schemes can also help reduce taxable income.

4. What are the most common tax-saving mistakes made by individuals in India?

  • >Believing mutual funds are the only tax-saving route
  • Delaying tax-saving decisions until the financial year-end
  • Not diversifying investments and putting all funds into one product
  • Ignoring other deductions beyond Section 80C

5. In what ways can my employer help me save taxes through salary structuring?

Employers can restructure your CTC by including components like HRA, LTA, food allowance, and reimbursements. Taxes Genie’s optimizer tool identifies which elements you can include in your salary structure to make the most of tax exemptions and deductions.

6. Why should I use the Taxes Genie Tax Saving & Planning Optimizer?

Because it’s fast, easy, and smart! The tool provides a personalized tax-saving report in under 10 minutes by analyzing your income, expenses, and tax profile. It combines simplicity with expert-backed tax planning to maximize your take-home salary.

7. Is the Taxes Genie Tax Saving Optimizer the first tax-saving tool of its kind in India?

Yes! Taxes Genie proudly offers India’s first intelligent tax planning tool that provides a holistic, personalized tax-saving guide—making it accessible to everyone, even those without any prior tax knowledge.

8. How long does it take to generate a personalized tax-saving report using the optimizer tool?

It takes just 5 to 10 minutes to complete the process and download your customized tax-saving report. The tool uses your inputs to deliver actionable tax-saving insights quickly and accurately.

9. Who can benefit from using the Taxes Genie Tax Planning Optimizer?

Any tax-paying individual can benefit—salaried employees, freelancers, self-employed professionals, small business owners, and even large enterprises. If you’re paying taxes, the tool is for you!

10. Is it safe to use the Taxes Genie Tax Saving & Planning Optimizer tool?

Absolutely. The tool is built with top-level data protection and uses income tax rules to compute your deductions accurately. Your information is secure, and the insights are reliable.

11. What are the most effective ways to save tax in India?

Effective tax-saving strategies include investing in government-approved instruments (like ELSS, PPF, NPS), claiming deductions for medical insurance, home loan interest, rent, and tuition fees. The Tax Planning Optimizer helps you identify the best combination of options to save more and grow your wealth.